PolicyLantern is a Chrome extension and dashboard that automatically detects pending policy cancellations across all your insurance carriers. It monitors your carrier portals in the background as you log in during your normal workflow, pulls the data into one central dashboard, and sends your team email alerts when a policy moves toward cancellation. It was built for independent brokers and agents, and is currently the only product on the market that does this. PolicyLantern has received an aggregator endorsement from the Agent Support Network of America (ASNOA) for their partner agencies.

You download the Chrome extension from the Chrome Web Store, which takes less than a minute. As you log into your carrier portals through your browser the way you normally do, the extension works in the background and detects policy status changes at the page level. Everything gets pulled into one dashboard where your team can see pending cancellations, active policies, and canceled policies across every carrier. When a policy enters pending cancellation, your team receives an email alert with the policy details and cancellation reason when available.

The Chrome extension download and install takes less than a minute. From there, policies start populating your dashboard as soon as you log into your carriers. We also include a 30-minute White-Glove Carrier Setup Session where we map your specific carrier mix, configure your alert cadence and routing, and walk your team through the dashboard. Your agency is fully operational from day one.

PolicyLantern currently supports 11 major carriers, and we are expanding weekly. The extension is designed to work at the page level as you interact with carrier portals. During the setup session, we map your specific carrier mix to make sure everything is configured for your agency. If you have questions about a specific carrier, we can address those on the demo call.

All data is transmitted over HTTPS with TLS encryption in transit and AES-256 encryption at rest. Your data is stored on AWS with private VPC isolation, IAM role-based access controls, and SSH key-only administrative access. No credit card or payment details are stored on our servers. All payment processing is handled through Stripe, which is PCI-DSS compliant. The extension only activates on supported carrier portals and does not monitor any other browsing activity.

No. The entire setup is a Chrome extension that takes less than 5 minutes with no IT integration or expertise required. There are no APIs to configure and no custom integrations. You log into your carriers through your browser the way you already do, and the extension handles the rest. The White-Glove Carrier Setup Session covers any configuration questions specific to your agency.

All plans include unlimited users. You can invite your entire team to the same dashboard and control who gets which alerts. Smart alert routing lets you direct cancellation alerts by role, so producers stay focused on sales while service staff handles follow-up. Cancellation response becomes a shared workflow instead of depending on one person remembering to check.

If the savings PolicyLantern identifies don't exceed 7.5 times the cost of your subscription within 90 days, you don't pay for that quarter. Your savings are tracked automatically through the Built-In Revenue Protection Tracker, so this is based on real numbers visible in your dashboard. On the basic plan at $149 per month, catching four policies over a quarter clears the threshold. An average policy runs about $2,500 in premium with commissions around 13 percent, which comes out to roughly $325 per policy saved.

PolicyLantern calculates estimated savings based on the average commission per policy that your team catches before it lapses. On an average policy of about $2,500 in premium with commissions around 13 percent, that works out to roughly $325 per save. Every pending cancellation your team resolves before the lapse date gets logged, and the dashboard maintains a running tally of protected premium and preserved commission. This number does not factor in the client you retained, the E&O exposure you avoided, or the team hours you saved.

Most agencies rely on one of three approaches: doing nothing different and relying on whatever carrier notices come through, hiring VAs to manually check portals, or assigning someone on staff to log into carrier websites one by one. Each one has gaps. Some carrier portals don't surface pending cancellations in any searchable way, meaning your team could log in every morning and still have no idea a policy is about to lapse. PolicyLantern detects those status changes automatically and presents them in one place. If your current process is working, the demo will show you whether anything is still slipping through.

VAs require hourly payment, constant 2FA and one-time password sharing, and hands-on management. They may be unreliable, they may miss things, and if the VA disappears, you have to retrain somebody from scratch. That typically runs $1,500 to $3,000 per month for a solution that still misses things. PolicyLantern runs in the background during your normal workflow and catches pending cancellations that no manual process would find.

This is one of the core problems PolicyLantern solves. Some carrier portals have no way to search for or display pending cancellations. Your team could log in every day and never see that a policy is about to lapse. PolicyLantern detects these status changes at the page level and surfaces them in your dashboard with an email alert. These are often the most valuable catches because they are the ones no other process would find.

If you're managing around a thousand policies on your own, you know what it's like to have cancellation notices buried in email and portal clutter. You don't have an office manager or an assistant. When something cancels and you don't catch it, you lose that commission. And when your client finds out before you do, that's a conversation nobody wants to have. PolicyLantern runs in the background while you log into your carriers. Catching one policy every two months more than covers the basic plan.

PolicyLantern is built to handle high-volume books. Our main agency partner, Family First Insurance, currently tracks over 5,100 policies on the platform. At that scale, manually checking carrier portals is not practical. Even a few saved policies per month adds up to thousands in protected commission. The enterprise plan at $799 per month covers 3,000+ policies, and we offer custom pricing through a direct conversation for agencies with larger or more complex needs.

Operations and service team leads are often the most receptive to PolicyLantern because they're the ones in the trenches dealing with multiple carrier logins, different workflows, and manual data pulls on the day-to-day. In most cases, they are empowered to make decisions about subscribing to software that would help make their lives easier. PolicyLantern gives you one dashboard, automated alerts, and pre-built scripts so your response is fast and consistent every time.

In the demo, we walk through the PolicyLantern dashboard, show you how the Chrome extension works with your specific carriers, and answer questions about setup, pricing tiers, and what to expect in your first 30 days. By the end, you'll know exactly how many policies you could be protecting and what that's worth in commission. The demo is 30 minutes, no strings attached.

All plans include unlimited users, so your team across locations can access the same dashboard. Smart alert routing lets you control who gets which alerts by role, which means each location or team can see the cancellation activity relevant to them without sifting through everything. The setup session covers how to configure this for your specific structure.

ASNOA, the Agent Support Network of America, is a major aggregator for independent insurance agencies. PolicyLantern has received an aggregator endorsement from ASNOA for their partner agencies. This endorsement came after ASNOA evaluated the product and recognized its value for independent brokers and agents who need a centralized way to manage pending cancellations across carriers.

Our main agency partner, Family First Insurance, is tracking over 5,100 active policies on PolicyLantern. Over the last 90 days, we identified 115 pending cancellations representing an estimated $37,375 in protected commission. This assumes every flagged policy can be retained, so the actual number adjusts based on follow-through, but it shows the scale of what goes unnoticed without a system in place.

One agency that reached out to us for a custom build was quoted $9,500 for the development plus $1,500 a month to run it. Custom builds are expensive, take time to develop, and typically end up clunky and difficult to maintain. PolicyLantern is ready to go with a 5-minute setup, supports 11 major carriers with more added weekly, and the Chrome extension works in the background without any custom infrastructure